ABOUT THE JOB

Curative is reimagining health insurance - with straightforward pricing and $0 out of pocket costs with a baseline visit.. Help us create a better healthcare experience for our members by making it easy & intuitive for them to access the care they need. We are seeking a Senior Underwriter to support Curative’s pricing and underwriting processes. This role will interact directly with sales team members, account management, actuaries, and insurance professionals and will be a key contributor as Curative expands and grows. This is an entry level job, no experience necessary, just a willingness to learn.

This role is hybrid in Austin, TX

PRIMARY RESPONSIBILITIES

● Provide final peer review of proposals to ensure accuracy and appropriateness before releasing to executive leadership and Sales

● Manage workflow between Sales and Underwriting to ensure timely delivery of high volume of proposals

● Partner with leadership to refine underwriting guidelines and procedures as Curative continues to expand

● Calculate new business and renewal rates for complex group cases using the template provided based on the analysis of a group’s experience, industry, location, and demographics.

● Mentor junior underwriting team members.

● Collaborate with Sales to determine effective pricing strategies to meet growth and profitability targets

● Develop retrospective reporting to track expected vs actual cost on a group specific level

● Support client contracting and account set up, including validation that terms align with quoted parameters..

● Maintain strong relationships and lines of communication with internal and external stakeholders.

● Performs other duties as assigned

QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions:

● Analytical skills and creative problem-solving abilities with attention to detail.

● Able to translate and effectively communicate financial models and the results of underwriting analyses.

● Capable of working on multiple projects under tight deadlines.

● Excellent organizational and time management skills.

EDUCATION and/or EXPERIENCE

● Bachelor’s degree in business, finance, economics, mathematics, statistics, economics, actuarial science, business, computer science or related degree

● 1 to 3 years of health underwriting experience (Midmarket and level funding experience preferred)

● Experience with excel/google sheets

● Experience in insurance industry, data analysis or data management a plus

● Knowledge of SQL queries a plus