Grey is building inclusive global banking for individuals and businesses across emerging markets. We help customers own US, UK, and EU bank accounts (irrespective of wherever they are in the world), to enable them to send, receive, save, and spend foreign currency easily.

With over 700k customers acquired, we believe we're building one of the fastest-growing fintechs in emerging markets. Our product is live to customers in 80+ countries (across 4 continents) and we're processing millions of dollars everyday. We’ve raised over $2M from YCombinator, SomaCap, TRUE Capital, Ingressive Capital, and other high-profile investors.

We're an agile startup focused on building an amazing & reliable product, shipping and iterating quickly, and deepening our product market fit. We’re looking for high-agency people to help us achieve our vision - to make globalization work for everyone. We're a fully remote company with staff in the US, UK, Canada, Portugal, Germany, India, Ghana, Tanzania, Nigeria, and Rwanda.

The Senior AML Analyst will play a crucial role in ensuring our company’s adherence to anti-money laundering (AML) regulations. This position involves conducting transaction monitoring, name screening, and crypto investigations using advanced tools like Chainalysis. The ideal candidate will have a strong background in AML compliance and a deep understanding of the cryptocurrency landscape. The role offers an opportunity for the right candidate to develop into a Subject Matter Expert (SME) within the AML domain.

Key Responsibilities:

AML Transaction Monitoring:

• Review and analyze transactions to detect suspicious activity or patterns indicative of money laundering, fraud, or other financial crimes.
  
• Escalate and report suspicious activity reports (SARs) as required.
  Continuously improve transaction monitoring processes and systems.
  

Name Screening:

• Conduct screening of customers and counterparties against sanctions lists, politically exposed persons (PEPs), and adverse media.
• Investigate potential matches and resolve alerts in a timely and accurate manner.
  

Crypto Investigations:

• Utilize Chainalysis and other tools to investigate cryptocurrency transactions and identify potential risks.
• Analyze blockchain data to detect and report suspicious activities.
• Stay updated with trends and regulatory developments in the cryptocurrency space.

Compliance and Reporting:

• Prepare and maintain documentation related to AML investigations and findings.
• Assist in preparing regular compliance reports for senior management and regulatory bodies.

Training and Development:

• Provide training and guidance to junior analysts on AML processes and best practices.
• Stay informed about changes in AML laws, regulations, and best practices, and disseminate this knowledge within the team.

SME Development:

• Aim to become a Subject Matter Expert (SME) in AML and crypto investigations.
• Contribute to the development of policies, procedures, and strategies to enhance the company’s AML framework.

Qualifications:

• Bachelor’s degree in Finance, Criminal Justice, or a related field; advanced degrees or certifications (e.g., CAMS, CFE) are a plus.
• Minimum of 3-5 years of experience in AML compliance, with a focus on transaction monitoring and investigations.
• Experience with cryptocurrency investigations and tools like Chainalysis.
• Strong analytical skills and attention to detail.
• Excellent written and verbal communication skills.
• Ability to work independently and as part of a team.
• Strong understanding of AML laws, regulations, and industry best practices.

Preferred Skills:

• Experience in a fintech or financial services environment.
• Knowledge of global sanctions regimes and regulatory requirements.
• Familiarity with other financial crime compliance areas, such as fraud detection and prevention.

Benefits:

🔆 Flexible working hours

🔝 Remote friendly

👨🏾‍🏫 Training Budget

😎 Team building events

🚀 Yearly offsite