Pomelo's mission is to increase financial access and empowerment for immigrants and their loved ones back home.

We are proud to be the first financial technology platform to combine consumer credit and global remittances. Our product solves the worst aspects of money transfer by empowering our customers to use credit rather than cash. At the same time, we help immigrants establish their financial future in their new country by building positive credit history with their existing remittance obligations and financially include their loved ones in emerging economies with access to modern financial instruments.

We're a team of ~45 and are growing our San Francisco headquarters. Our investors include Keith Rabois of Khosla Ventures (formerly of Founders Fund, CEO at Opendoor, former COO of Square), Kevin Hartz (Co-founder/CEO of Xoom and Eventbrite) of A* Capital, The Chainsmokers, The Weeknd, and more.

Your Role

We are seeking a highly skilled and experienced Anti-Financial Crimes Specialist to join our compliance team. The ideal candidate will have a minimum of 3-5 years of relevant experience in Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) compliance within the financial services industry, preferably within a FinTech environment. The candidate must possess a CAMS (Certified Anti-Money Laundering Specialist) certification.

Responsibilities

• Conduct thorough and timely reviews of customer transactions, accounts, and activities to identify and investigate potential instances of money laundering, fraud, and other illicit activities.
• Monitor and analyze transactional data to detect patterns and trends indicative of suspicious activity.
• Collaborate with cross-functional teams, including legal, risk management, and operations, to ensure compliance with regulatory requirements and company policies.
• Develop and implement policies, procedures, and controls to mitigate AML and counter-terrorist financing risks.
• Stay abreast of regulatory developments, industry best practices, and emerging trends in BSA/AML compliance.
• Conduct periodic risk assessments and audits to evaluate the effectiveness of existing compliance programs and controls.
• Prepare and submit regulatory reports, filings, and disclosures as required by applicable laws and regulations.
• Provide training and guidance to internal stakeholders on BSA/AML compliance requirements and obligations.
  
  

Required Qualifications:

• Bachelor's degree in finance, accounting, business administration, or a related field.
• Minimum of 3-5 years of experience in Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) compliance, preferably within the FinTech sector.
• CAMS (Certified Anti-Money Laundering Specialist) certification is required.
• In-depth knowledge of BSA/AML laws, regulations, and regulatory expectations, including but not limited to the USA PATRIOT Act, Bank Secrecy Act (BSA), and Office of Foreign Assets Control (OFAC) regulations.
• Strong analytical skills with the ability to interpret complex data and identify suspicious activity.
• Excellent communication and interpersonal skills, with the ability to collaborate effectively with internal and external stakeholders.
• Detail-oriented and organized, with the ability to prioritize tasks and manage multiple projects simultaneously.
• Proactive mindset with a commitment to continuous learning and professional development.
  
  

Pomelo takes a market-based approach to compensation, offering equity and a base salary as part of the compensation package. The estimated base salary range for this role is $131,000 - $159,000 per year. Exact compensation may differ from this range and depends on the candidate's experience, domain expertise, and interview performance.

Benefits and Perks

• ❤️ A meaningful mission and an opportunity for direct societal impact. We're putting real money back in the hands of the people who need it most and helping immigrants and their families realize the American dream.
• 👥 An amazing team and culture. You'll have peers from both top tech companies (e.g. Cash App, Google, Twitter, Uber) and other successful startups (e.g. Affirm, AfterPay, MemSQL). We empower each other to do great work and continue growing.
• 💪 Opportunity for major impact, learning, and growth.
• 🏥 Platinum-level health insurance (medical, dental, vision) — with 100% covered by the company for you and 50% for dependents.
• 🌴 PTO: 3 weeks in your first year, 4 weeks thereafter, plus national holidays
• ✈️ $1,500 annual travel stipend
• 😌 $300 annual wellness stipend
• 🗺 Twice-a-year company retreats. Previous trips include skiing in Park City, getting sun and surf in Cabo, Mexico, and a cruise excursion to The Bahamas.
• 🍽️ In Office Meals: Lunch, dinner, and snacks provided daily