Software Engineer 1 - Financial Integrity
Rippling
About Rippling
Rippling gives businesses one place to run HR, IT, and Finance. It brings together all of the workforce systems that are normally scattered across a company, like payroll, expenses, benefits, and computers. For the first time ever, you can manage and automate every part of the employee lifecycle in a single system.
Take onboarding, for example. With Rippling, you can hire a new employee anywhere in the world and set up their payroll, corporate card, computer, benefits, and even third-party apps like Slack and Microsoft 365—all within 90 seconds.
Based in San Francisco, CA, Rippling has raised $1.4B+ from the world’s top investors—including Kleiner Perkins, Founders Fund, Sequoia, Greenoaks, and Bedrock—and was named one of America's best startup employers by Forbes.
We prioritize candidate safety. Please be aware that all official communication will only be sent from @Rippling.com addresses.
About the Team
Financial Integrity team at Rippling is on a mission to safeguard the integrity of every financial transaction across Rippling products. We operate at the intersection of finance and engineering, ensuring that all money movements across Rippling are accurate, compliant and reliable.
The team is structured into four key focus areas:
- Compliance – Ensure all Rippling financial products meet regulatory requirements across jurisdictions, maintaining strict adherence to government regulations.
- Fraud & Credit Risk – Actively identify, assess, and mitigate risks related to credit exposure, fraud, and financial anomalies across critical products like Payroll and Spend.
- KYC & Onboarding – Deliver a secure and seamless onboarding experience through strong KYC (Know Your Customer/Business) compliance and automation, ensuring only verified and trustworthy entities enter our ecosystem.
- Accounting & Reconciliation – Build a unified source of truth for financial data using General Ledger system, ensuring accurate tracking of cash flows and balance sheets, with near 100% transaction-level reconciliation.
Few Technical Challenges We Solve
- Scale: Process over 1 million transactions at peak—with real-time compliance and risk checks—while ensuring fault tolerance and zero delays in the payment system.
- Automation: Build intelligent systems to automate KYC approvals, reducing friction during onboarding while maintaining security and compliance.
- Reconciliation: Achieve near 100% reconciliation for 3M+ transactions, handling complex money flows with high scalability and reliability.
- Resilience: Design systems that can adapt to increasing compliance regulations and evolving financial controls without compromising performance.
Why Join Us
This team is ideal for engineers who want to go beyond just building features - those who want to deeply understand the financial domain and develop robust, scalable systems that drive real-world impact. You'll get to work at the crossroads of Finance, Risk, Compliance, KYC, and Accounting, gaining deep domain expertise while solving high-impact technical problems. If you're excited about becoming a “Real Finance Engineer”, blending product thinking with core infrastructure, this is the team for you.
About the Role
This role at Financial Integrity Team is a great opportunity to be a key technical leader at Rippling with high visibility and growth opportunities. The successful candidate will be responsible for leading the development and delivery of Rippling's finance platform. You will work closely with cross-functional teams to architect scalable systems, enhance existing features, and drive innovation in our product offerings, ensuring the successful delivery of high-quality, scalable, and reliable financial services to our customers.
Your role will involve an outstanding blend of business and technical savviness, the ability to look into and build a big-picture vision, and make that vision a reality. This is a high ownership, impact, and visibility role building a product that will directly impact Rippling’s growth.
This role will play a pivotal part in designing, developing, and maintaining robust payment systems while ensuring compliance with regulatory standards. If you're passionate about building innovative solutions in the financial technology landscape and thrive in a collaborative environment, we'd love to hear from you.
What you’ll do
- Engineer and maintain innovative, customer centric, high performance, secure and robust solutions.
- Tackle complex engineering challenges, leveraging your expertise to devise ingenious solutions that push the boundaries of what is possible.
- Work closely with product managers, engineers, and stakeholders to understand requirements, contribute to architectural decisions, and deliver high-quality solutions aligned with business objectives.
- Review and share feedback on code, features, technology, architecture, and designs. Drive the standards around code quality and testing across your product.
- Develop and maintain technical documentation, including design documents, architecture diagrams, and test plans.
- Stay up-to-date with emerging trends and technologies in FinTech industry.
What you will need
- 1–2 years of experience at fast-paced, high-growth product companies.
- Proficiency in one or more programming languages such as Java, Python, C++, or Go.
- Strong grasp of computer science fundamentals including data structures, algorithms, and software design principles.
- Understanding of system design concepts and distributed systems architecture.
- Ability to write clean, maintainable, and efficient code while maintaining a fast development velocity.
- Clear communication skills and the ability to work collaboratively in a cross-functional team
- A proactive mindset with eagerness to learn new technologies and tackle real-world engineering challenges
What We Offer
- A competitive compensation and benefits package.
- The chance to work on high-impact, meaningful projects alongside a collaborative and high-caliber team.
- Opportunities for continuous learning, growth, and career development.
- An inclusive, fun, and innovative workplace that values diversity and creative thinking.